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In his State of the Union address, President George W. Bush announced the centerpiece of his efforts to reform health care would be tax breaks for people to pay for their own health care, including health savings accounts (HSAs), in which people replace traditional insurance coverage with their own savings.

HSA-based health care would be a disaster for working families, a giant step backward that would shift costs away from employers to employees and their families and force many people to go without needed care.

Write your U.S. representative and senators and tell them you oppose Bush's plan for health savings accounts.