Some corporate CEOs have encouraged lending practices that include offering loans with low down payments and low, "teaser" interest rates that balloon after a short period of time so that mortgages become unaffordable.  These practices may result in real estate foreclosures.

These types of loans are economic timebombs that damage the well-being and value of neighborhoods and the health of the American economy when they finally go off.  The problems these CEOs have helped create are not small ones that will correct themselves over time.  They are problems that will continue to spread in a destructive chain reaction if not confronted in a serious way as quickly as possible.